Avoid Bankruptcy

For certain scales and types of business, bankruptcy has become a strategy, although success it definitely preferable. As an individual, you want to Avoid Bankruptcy if at all possible.

ClearDebt.co.uk is a site that has advice related to the IVA process and they even feature an online application for an IVA. An IVA is a binding legal agreement between you and all of your creditors.

An IVA gives individuals a chance to get out of debt, possibly within 5 years.

I was surprised to see that ClearDebt.com offers strategies to applicants who fail to qualify for an IVA as well. If you are in a dire situation, they might be your go to people.




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